The Fulton County Federal Credit Union is a financial cooperative with more than 10,000 members in Fulton County, New York.
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FCFCU
Promotions
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NEED AN AUTO/RV LOAN?
We have your best interest
...Rate#
in mind.
| Rates as low as: |
4.99%#
APR†
New Auto |
5.99%#
APR†
New RV |
5.49%#
APR†
Used Auto |
6.49%#
APR†
Used RV |
#Rates are determined by each member’s overall credit history and are subject to change.
†Annual Percentage Rate

Home
Equity Loans!!!
NO Application Fee
NO Points
NO Closing Costs††...Except
NYS Mortgage Tax
#Fixed Rate
Borrow $5,000-$150,000
| 5 yrs 5.25%APR
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| 10 yrs 5.75%APR |
| 15 yrs 6.25%APR |
| Low Rates Won't Last Forever! |
††Credit Union pays closing costs if a minimum of $20,000 is borrowed. You may be eligible to deduct the interest on this loan;
check with your tax advisor.
Interest rates subject to change without prior notice.
# Rate beginning as low as posted-based on credit qualifications.
APR-Annual Percentage Rate
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Variable Rate
Line of Credit Home Equity Loan
Prime
-
Prime + 0% FOR ONE YEAR
(Changes w/Prime)
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Prime + .50% for remaining term (Changes w/Prime)
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Take advances up to 5 years - Repayment period 15 years
Your home's
equity has you covered for the best things in life!
No Application Fee - No Points - No
Closing Costs**, except NYS Mortgage Tax
-
Interest may be tax
deductible
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Good for auto
purchases, debt consolidation, education, vacations,
improvements... whatever you need!
-
No Penalty for
early repayment
*Annual Percentage
Rate - Interest rates subject to change without prior
notice.
You may be eligible to deduct the interest on this loan;
check with your tax advisor.
**Credit Union pays closing costs if a minimum of $20,000
is borrowed.
Rates based on credit qualifications and are
subject to change without notice. |
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Mortgage Loan Services
We offer a variety of mortgage loan programs and services
designed to fit your individual needs:
Our Knowledgeable Real Estate Staff are Ready to Help You!
Get a "No-Cost" Pre-Qualification
Walk In for immediate assistance,
or call 725-3191, Option 1 for an appointment
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Bill Payer is Here
and it is FREE
All you need is...An FCFCU Checking Account & Access to PCU
On-Line Banking
If you haven't started paying your bills online, now is the time
to start. The technology makes it simple to pay any bill to
anyone from anywhere. (See or
Bill Payer FAQ's for exceptions)
It saves time, money and it's safe. Best of all, it's a lot
easier to get started than you might think. Download an
application for PCU Banking
from our website, or stop in to our office for an application.
You will automatically be signed up for Bill Payer once you have
PCU Banking. If you currently have PCU Banking, look for the
"Bill Payer" icon.
Don't forget, these services are
FREE! |
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TELL A FRIEND!
We are a community chartered Credit Union!
If you live, work, worship or have a business in Fulton or
Montgomery Counties or the towns of Arietta, Benson, Hope,
Wells, Speculator, Lake Pleasant or Indian Lake in Hamilton
County...
YOU CAN JOIN!!
Become a member today! |
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