VACATION LOAN
5.9%# APR
Now thru August 31, 2010

Maximum loan amount- $5,000/member
Maximum term—48 months

#Rate beginning as low as posted based on credit qualifications. Higher rate loans are not eligible for refinancing during this promotion except for existing Special Personal Loans.

APR-Annual Percentage Rate

Great Rates...Great Location...

NEED AN AUTO/RV LOAN?

We have your best interest ...Rate#
in mind.

#Rates are determined by each member's overall credit history and are subject to change. !  Annual Percentage Rate

Home Equity Loans!!!
NO Application Fee
NO Points
NO Closing Costs ...Except NYS Mortgage Tax

#Fixed Rate
Borrow $5,000-$150,000

Credit Union pays closing costs if a minimum of $20,000 is borrowed. You may be eligible to deduct the interest on this loan; check with your tax advisor.
Interest rates subject to change without prior notice.
# Rate beginning as low as posted-based on credit qualifications. APR-Annual Percentage Rate
 

Variable Rate
Line of Credit Home Equity Loan

• Prime + 0% FOR LIFE OF LOAN

• Take advances up to 5 years - Repayment period 15 years

No Application Fee - No Points - No Closing Costs**, except NYS Mortgage Tax

• Interest may be tax deductible

• Good for auto purchases, debt consolidation, education, vacations, improvements... whatever you need!

• No Penalty for early repayment

*Annual Percentage Rate - Interest rates subject to change without prior notice.
You may be eligible to deduct the interest on this loan; check with your tax advisor.
**Credit Union pays closing costs if a minimum of $20,000 is borrowed.
Rates based on credit qualifications and are subject to change without notice.

Bill Payer is Here and it is FREE

All you need is...An FCFCU Checking Account & Access to PCU On-Line Banking

If you haven't started paying your bills online, now is the time to start. The technology makes it simple to pay any bill to anyone from anywhere. (See Bill Payer FAQ's for exceptions)

It saves time, money and it's safe. Best of all, it's a lot easier to get started than you might think. Download an application for PCU Banking from our website, or stop in to our office for an application. You will automatically be signed up for Bill Payer once you have PCU Banking. If you currently have PCU Banking, look for the "Bill Payer" icon.

Don't forget, these services are FREE!

TELL A FRIEND!

We are a community chartered Credit Union!

If you live, work, worship or have a business in Fulton or Montgomery Counties or the towns of Arietta, Benson, Hope, Wells, Speculator, Lake Pleasant or Indian Lake in Hamilton County...
YOU CAN JOIN!!
Become a member today!